Will Florida Home Insurance Cover Damage from a Flash Flood?

Florida gets hit pretty hard by storms every year. Even if a hurricane does not cross the coastline, the accompanying rain can cause flooding. Flash floods occur within six hours of the rainfall and can catch residents off guard. Have you even been caught in a flood? Are you wondering if Florida home insurance covers flood damage? Here are some tips on keeping safe in such a situation.

• As soon as you become aware of flooding, evacuate immediately. It is better to spend money on a hotel for the night than find yourself stuck in a flooded area alone and in danger.
•  Flooding can happen quickly and if you find yourself stuck inside, head to higher grounds. Do you live in a one story building? Head up to the roof and wait for help.
• One of the most important things to remember is to never try to drive through large puddles, even if you are familiar with the road. The water may be deeper than it looks and you could get stranded. Sections of road could also have given way beneath the water.

Flooding is not only life threatening. The excess water can also cause great damage to your home. A typical Florida home insurance policy does not cover destruction caused by flooding. Contact one of our agents today to get protection against such occurrences.

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