What Are the FL Car Insurance Requirements?

FL car insurance is mandatory for anyone operating and/or registering a vehicle with four or more wheels in the state of Florida. A driver must provide coverage for both themselves and others. When a driver fails to have the proper insurance, they face the possibility of fines and restrictions.

A car insurance plan with a minimum coverage of $10,000 a piece for personal injury and property insurance is required to register a car. When switching from another state, you must switch your current insurance to one that meets the state requirements. It is also recommended that you have at least $10,000 coverage for bodily harm, which provides for injury or death caused to a person other than the driver of the vehicle.

Serious penalties are levied upon drivers who fail to obtain and maintain adequate insurance. The Department of Motor Vehicles can, as in most states, deny registration of a vehicle, impose tickets and fines, and withhold license plates or drivers’ licenses from those who do not keep the proper insurance.

Having car insurance is a serious matter. Minimum coverage protects both you, the driver of a car, and other people who may come in contact with you while on state roads. Individuals who need assistance in purchasing FL car insurance are welcome to contact one of our agents at their convenience. 

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