Claiming for business vehicle accidents

When you have to make a
claim on your commercial
auto insurance in Florida an
accident, there are a few things you need to keep in mind so the claim goes
through smoothly. Complications could arise if it was one of your workers
driving the vehicle so there are some standard operating procedures you should
possibly put in place to avoid any issues when it comes to claim time.

You can’t always be
present when your workers are using a business vehicle. You can ensure that
they have some driver training when they commence with you so you know they’re
at a good standard, and you can put insurance in place, but accidents can still
happen.

Make sure your drivers log
in and out when they use a business vehicle so you always know who has which
vehicle and their intended use for any particular day. Equip your work vehicles
with reliable hands free cell phone accessories to minimize the risk of your
workers being distracted by calls or driving illegally using their handsets.
Leave your contact details in the vehicle so that you can be easily contacted.
Get in touch with your insurance agent as soon as possible so you can get the
claim process started – you will need the police report and possibly a
statement from your worker, depending on the circumstances of the accident.

Maintenance is important –
you should keep your fleet in good mechanical order with regular servicing.
Most importantly, keep your commercial
auto insurance in Florida up to date, so that if the worst happens, you
have a financial safety net.

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