Insurance For Beach Dwellings

Do you love nothing better than a walk along the sand at sunrise, a swim, surfing, or lazing under a beach umbrella? Beach-goers know all too well the joy of a beautiful day under a wide blue sky. When you bring the beach home, it’s worth knowing too, that insurance in Fort Lauderdale may provide some financial protection for your summer-loving possessions.

Swimmers, flippers, beach umbrellas and surfboards are just a few items that might be covered by your home insurance. When you take out an insurance policy, you will need to nominate the coverage amount for both the house itself and the contents (your possessions). Think of a worst case scenario, and of how much you might need to replace everything if your home was completely destroyed.  With any policy, it’s a good idea to check if, and in what circumstances, items are covered outside the home (say at the beach), and do remember that expensive items might not be covered well enough under a standard policy. Insurance for some items – your jet ski for example – needs to be included in a separate policy. Some other expensive items may only need a home policy endorsement or floater.

Are you not sure how much insurance to purchase, or do you simply have a question about your current policy? Take a few minutes to make a call to your agent who should be able to answer any questions you have – then it’s back to the beach knowing insurance in Fort Lauderdale is helping to keep your investment in your home and possessions secure.