Pet Owners and Home Insurance

If you all are like me, you consider your pet a part of the family. While they may have the same level of importance in your eyes as children do, when it comes to insurance, they are considered part of your home or property. With an animal in the house, it is a good idea to be prepared for anything by ensuring that damage or injury caused by your pet would be covered by your Florida home insurance.

A part of most home insurance policies is the personal liability coverage. This is designed to pay for medical or other fees that are associated with someone being hurt on your property. Believe or not, your pet could be the cause of such a claim. When most people hear of pet-related injuries, they automatically think of dog bites, which occur millions of times a year. Your pup may think it is protecting you, but its misbehavior could cost you a lot of money!

Your pet could cause you to file a liability claim just by being too friendly. It’s easy enough for a dog or cat to jump on someone, who then falls and breaks a bone, and in that type of instance, you would be responsible for the resulting medical bills. Do you have a pet that likes to welcome guests a little too enthusiastically? You should make sure your have coverage before something unfortunate happens.

Damage or injury caused by known aggressive breeds may not be able to be protected by a Florida home insurance policy at all. Your agent can discuss your insurance options with you to make sure you have coverage for all pet-related incidences. With BB Insurance Marketing, you can get the coverage you need for your home. Contact us today for more information regarding this coverage!