Tips On Claims For Business Vehicle Accidents

When you have to make an accident claim on your commercial auto insurance in Florida, there are a few things you need to keep in mind so the claim goes through smoothly. Complications could arise if it was one of your workers driving the vehicle so there are some standard operating procedures you should possibly put in place to avoid any issues when it comes to claim time.

You can’t always be present when your workers are using a business vehicle, in fact, in a well run business this is never the case. You must be certain that they have some driver training when they begin to work for you so you know they’re at a good standard, and you can put insurance in place, but as we all know, accidents can still happen.

Here are some helpful tips to follow:

– Make sure your drivers log in and out when they use a business vehicle so you always know who has which vehicle and their intended use for any particular day.

– Equip your work vehicles with reliable hands free cell phone accessories to minimize the risk of your workers being distracted by calls or driving illegally using their handsets.

– Leave your contact details in the vehicle so that you can be easily contacted.

– Get in touch with your insurance agent as soon as possible so you can get the claim process started – you will need the police report and possibly a statement from your worker, depending on the circumstances of the accident.

– Maintenance is important – you should keep your fleet in good mechanical order with regular servicing.

– Most importantly, keep your commercial auto insurance in Florida up to date, so that if the worst happens, you have a financial safety net.